Summa

Gerno van Niekerk.

Ten years running financial planning for a national group with revenue above NZ$200 million. Owner-operator of his own. He has signed a personal guarantee too.

Email Gerno Waikari · North Canterbury

One rule.

No number without a source. If the data will not support the answer you asked for, you get the reason and what would change it — not a plausible figure.

Not a chartered accountant.
Never holds client money.
No financial-product advice.
You keep your accountant